She is better than she thinks and nicer than she believes, but she needs a naughty man like him to make her see it. Rae is a ghost of Christmas future. Her track record for making people see and turn to the light is unblemished, except for one man. Zane has hit her list for the third and final time. The incentive he wants to be good is one she refuses to give him. This is his final chance to convince her the best is yet to come. NOTE: This title is previously published as Yet to Come (Red Velvet).