A lavish vacation aboard a cruise ship turns into a nightmare for Charlotte Alderman. Thrown overboard, she swims to the nearest island, only to be held captive by a devastatingly handsome stranger with a sword. The last thing she needs is some ill-mannered pirate who cares only for gold and riches.Captain Phineas Parr gets quite a surprise when he comes across a beautiful lass draped over the spot he plans to dig for buried treasure. Convinced she is a spy working for his archenemy, Fowler, he keeps a sharp eye on her. Though, to look at her is more pleasure than pain.Together they explore more than the island and discover love is an uncharted territory in their lives. Too bad the one thing that stands in the way of their scorching good time is a murderous pirate with a score to settle.