When a tree falls on handsome, young Patrick's house during a brutal storm, he calls an insurance adjuster the next morning and winds up meeting the man of his dreams instead. Even though Patrick is bitter about losing his partner of seven years for what he thinks were stupid reasons, like pumpkin ravioli and a TV show, he hasn't given up on love and romance completely. And when he accidentally meets Dave, an insurance adjuster who advertises his business as “Service with a Smile,” Patrick's quiet life takes a turn he never expected. Though Patrick and Dave are opposites in many ways, the attraction, compassion, and respect they feel for each other balances out their differences in more ways than either one of them ever expected. But first, Patrick has to figure out how to seduce Dave, without making a fool of himself, hoping that he won't have to face the brutal reality of rejection. After that, what begins as a steamy encounter with two genuinely decent gay men ends with the possibility of finally finding the kind of love everyone else dreams about.