Be Careful Who You Conjure Up — Susan Hart

Conjuring Up A Woman, is a wry and often funny and steamy fantasy paranormal story about a man who is told to clean out the garbage from under his house. He discovers a whole lot of smelly trash bags and one old book of spells. Because he hasn't had a woman in a long time he decides to conjure up one. The first time it doesn't really work out. The second time he gets rid of what appears immediately. He thinks the third time's a charm but she turns out to be the worst of them all.