After the real estate market crash, Rebecca's money has run out -- and so has her husband, leaving her alone with their son and a mountain of debt. She moves in with her sister while trying to dig herself out. When a handsome neighbor rescues her from a torrential downpour, she finds herself the object of an attraction too powerful to resist.
Jack is an aspiring writer who has a way with words and a way of making Rebecca moan his name. Each love letter he leaves Rebecca enchants her, each afternoon they spend making love draws her deeper into a relationship she can't define. But with all her son has been through and a husband who's missing in action, Rebecca may never be able to give in fully to her passion and desire for Jack, to think of herself as anything other than another man's wife.